On Tue, Jan 6, 2009 at 7:36 AM, steve <span dir="ltr"><<a href="mailto:sfreilly@roadrunner.com">sfreilly@roadrunner.com</a>></span> wrote:<br><div class="gmail_quote"><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">
<div class="Ih2E3d">lanas wrote:<br>
> Hi all,<br>
><br>
> I was just about to subscribe for a year to Schedules Direct when I<br>
> started to read the terms of utilization of the Google Checkout thing<br>
> that Schedules Direct is using. In which terms we find that Google<br>
> can run periodically credit checks on the user to verify if the user<br>
> can still use their service.<br>
><br>
> I don't think that Amazon runs credit checks on their customers. I<br>
> don't think that any other store does. Hell, I'm not borrowing money,<br>
> this is buying something. Either the credit card works or does not.<br>
> Either I pay my credit card bill or I don't. This is my problem, not<br>
> theirs. I think they're getting too far by allowing to run credit<br>
> checks in their terms of use.<br>
><br>
> So, is there any alternative to Schedules Direct that would have a<br>
> more customer-friendly approach to paying ?<br>
><br>
<br>
</div>i wouldnt worry about it. without a ss# they cant do a hard inquiry.<br>
<font color="#888888"></font><br></blockquote></div><br>They can't even do a soft inquiry without a ssn. This just seems like a poor choice of words on their part. They don't have a enough information to make an inquiry with the credit bureaus. They only have a billing address and your normal credit card info. I believe this line is referring to them checking if the credit card is still valid. Most merchants can do a pre-authorization check to see if the card will work.<br>